Business Property Add-On Insurance

This coverage is an option on our Instrument & Equipment Policy. It provides protection for your office equipment and business machinery, furniture, fixtures and similar articles used in conducting your business or profession.

New customers can add this coverage through the Instrument & Equipment policy application. Existing Instrument & Equipment policyholders may request this coverage by logging into their “My Account” page or by calling us at 1(800)MUSICPRO.

Additional coverage costs start at $50 for $5,000 of coverage and can be added in $50 increments up to $50,000. Coverage requests over $50,000 are subject to approval.

Coverage includes*

• “All Risks” of physical loss or damage*
• Up to 10 percent of the stated limit not to exceed $5,000 for property temporarily away from your premises (up to 30 days)
• Damage to building caused by theft or attempted theft
• $100 deductible per occurrence with 80 percent coinsurance clause

* Subject to policy terms, limits, conditions and exclusions.

Customer Quotes

"You're the best insurance company I have. Thank you so much"

— Divine M. (September 2006)